What Is My Role In Escrow?
Both buyers and sellers have responsibilities during the escrow process and must do their respective parts to keep the transaction moving.
The Sellers:
• Carry out all escrow instructions.• Provide the deed, via the escrow officer and listing agent.
• Submit all other required paperwork as outlined in the Purchase Agreement, such as insurance policies, home warranties, tax receipts, etc. (The settlement agent will provide clear instructions on what is needed.)
The Buyers:
• Submit a down payment, plus any other funds required.• Carry out all escrow instructions.
• Approve inspection reports, preliminary title reports, and other items detailed in the Purchase Agreement.
• Execute a Deed of Trust/Mortgage to secure the loan.
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West O Beer
If you haven't been to West O, you need to go. With their state of the art brewery, and access to some of the best water in the world, their beer is nothing short of amazing. Their tasting room has a cool, industrial feel, and perfect for tasting their many types of beers. CocO Stout has been an award winning beer for years, and definitely worth a try! West O has been voted "Best Iowa Beer" by the Des Moines Register readers in 2016.
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"Turn-Over" Thermocline
Referred to locally as the lake turning over the thermocline is a feature of lakes with deep water. The water on the top of the lake changes temperature much more variably during the year. On West Lake, it can reach as much as 75 degrees in July while the water below, greater than 35 or 40 feet deep is relatively stable around 45 degrees. In the fall and early winter, the top strata of the lake will cool to below 45 degrees, and then because it becomes denser, it will "sink" below the lower strata, thus, displacing it and making the lake "turn-over". In the deepest part of West Lake (near the 136ft mark), no light is availble, and hence little life is known whether fish or plant. Typically questions are raised as to why the surface water gets dirty for a short period of time in the fall, this this is the standard answer.